Pre-Retiree / Retirees
Pre-Retirees are usually 55-65 years old and nearing the end of accumulating their wealth and entering the distribution phase. Building a solid plan for retirement income while ensuring market conditions don't thwart their plans is a top priority.
Retirees are generally 60+ years old and looking to preserve their assets and generate a steady, reliable, and rising income stream. Developing a Social Security optimization strategy, coordinating required minimum distributions, and ensuring estate planning is in order are all important to a retiree.